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Financing & Payment Options

At Southern Eye Group, we believe that everyone deserves access to high-quality vision care. Whether you’re exploring LASIK, cataract surgery, or other advanced treatments, we’re here to make your care as affordable and accessible as possible. Located along the Gulf Coast, including Mobile, Biloxi, and Pensacola, our practice offers a variety of financing and payment options to suit your needs. From flexible monthly plans with CareCredit® to tax-advantaged spending accounts and insurance guidance, we’re committed to helping you achieve your vision goals without financial stress.

Health Insurance

Many vision correction procedures, such as LASIK, are considered elective and are not typically covered by most insurance plans.

In contrast, cataract surgery with standard intraocular lenses (IOLs) is deemed medically necessary and is generally covered by insurance. If you choose premium IOLs or advanced vision correction options during cataract surgery, additional out-of-pocket expenses may apply.

Vision Care Financing with CareCredit®

Southern Eye Group proudly offers CareCredit®, a specialized healthcare credit card designed to make financing your medical expenses simple and manageable. With CareCredit®, you can break down the cost of LASIK or other procedures into affordable monthly payments, helping you achieve your vision goals without straining your budget.*

Why Choose CareCredit®?

Qualified patients enjoy a variety of benefits, including:

  • Flexible Monthly Payment Plans:
    Select from no-interest financing options with terms of 6, 12, 18, or 24 months to suit your needs.
  • Extended Payment Options:
    Take advantage of financing terms up to 24 months, offering additional flexibility for larger expenses.
  • Broad Coverage Amounts:
    Finance as little as $1 or as much as $25,000, accommodating a range of services and treatments.
  • Quick and Simple Application:
    The application process is fast and straightforward, with approval decisions made almost instantly—so you can focus on your care without unnecessary delays.

Apply for CareCredit® today to explore these flexible payment solutions and take the first step toward better vision and overall eye health.

*Subject to credit approval. Minimum monthly payments required. See https://www.carecredit.com/ for more details and to see if you qualify.

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Payment Options

It is our mission to provide you with high-quality treatment that is affordable! We offer a variety of payment options to meet your needs. For the convenience of our patients, we accept Visa, MasterCard and American Express. We do ask that any co-pays and deductibles be paid at the time of service, and depending on the services being rendered, a down payment may be required as well.
Please ask a member of our staff, and we will review our payment options to accommodate your financial needs. If special arrangements are needed, please talk to our office manager prior to receiving service.

 

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Medical Spending Accounts

If you have a flexible spending account (FSA), health reimbursement account (HRA), or health savings account (HSA), you can use these funds to cover the cost of LASIK or other vision correction procedures. These accounts provide valuable tax advantages, making it easier to invest in clearer vision. Be sure to check with your plan administrator for detailed guidelines on eligible expenses.

Contact Us

Ready to learn more about financing your vision care? Our team at Southern Eye Group is here to help. Contact us today to discuss your options and take the next step toward clearer vision. We proudly serve patients along the Gulf Coast, including Mobile and throughout Alabama.

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The doctors at Southern Eye Group have either authored or reviewed and approved this content.

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